अधिसूचनाएं - आरबीआई - Reserve Bank of India
अधिसूचनाएं
अग॰ 12, 2011
आरटीजीएस और एनईएफटी के बीच चयन के लिए ग्राहकों का विवेक
भारिबैं/2011-12/152 भुनिप्रवि(केंका) ईपीपीडी सं./274/04.03.01/2011-12 12 अगस्त 2011 आरटीजीएस / एनईएफटी में भाग लेने वाले सदस्य बैंकों के अध्यक्ष और प्रबंध निदेशक / मुख्य कार्यकारी अधिकारी महोदया/महोदय आरटीजीएस और एनईएफटी के बीच चयन के लिए ग्राहकों का विवेक जैसा कि आप जानते हैं, आरटीजीएस और एनईएफटी दोनों महत्वपूर्ण अखिल भारतीय भुगतान प्रणालियां हैं जिन्हें भारतीय रिज़र्व बैंक द्वारा थोक और खुदरा भुगतान प्रणाली खंड़ों के विभिन्न ग्राहकों की आवश्यकताओं को ध्यान में रख
भारिबैं/2011-12/152 भुनिप्रवि(केंका) ईपीपीडी सं./274/04.03.01/2011-12 12 अगस्त 2011 आरटीजीएस / एनईएफटी में भाग लेने वाले सदस्य बैंकों के अध्यक्ष और प्रबंध निदेशक / मुख्य कार्यकारी अधिकारी महोदया/महोदय आरटीजीएस और एनईएफटी के बीच चयन के लिए ग्राहकों का विवेक जैसा कि आप जानते हैं, आरटीजीएस और एनईएफटी दोनों महत्वपूर्ण अखिल भारतीय भुगतान प्रणालियां हैं जिन्हें भारतीय रिज़र्व बैंक द्वारा थोक और खुदरा भुगतान प्रणाली खंड़ों के विभिन्न ग्राहकों की आवश्यकताओं को ध्यान में रख
अग॰ 08, 2011
"अल्प खाता" खोलना
आरबीआइ/2010-11/147 ग्राआऋवि.केंका.आरआरबी.एएमएल.बी सी सं.15/03.05.28(ए)/2011-12 08 अगस्त 2011 अध्यक्ष सभी क्षेत्रीय ग्रामीण बैंक (आरआरबी) महोदय "अल्प खाता" खोलना कृपया भारत सरकार की अधिसूचना सं. 14/2010/एफ. सं. 6/2/2007-ई.एस. दिनांक 16 दिसंबर 2010 की संलग्न प्रतिलिपि देखें जिसके द्वारा धनशोधन निवारण (लेन-देन के स्वरूप और मूल्य के अभिलेखों का रखरखाव, सूचना प्रस्तुत करने की समय सीमा और उसके रखरखाव की क्रियाविधि और पद्धति तथा बैंकिंग कंपनियों, वित्तीय संस्
आरबीआइ/2010-11/147 ग्राआऋवि.केंका.आरआरबी.एएमएल.बी सी सं.15/03.05.28(ए)/2011-12 08 अगस्त 2011 अध्यक्ष सभी क्षेत्रीय ग्रामीण बैंक (आरआरबी) महोदय "अल्प खाता" खोलना कृपया भारत सरकार की अधिसूचना सं. 14/2010/एफ. सं. 6/2/2007-ई.एस. दिनांक 16 दिसंबर 2010 की संलग्न प्रतिलिपि देखें जिसके द्वारा धनशोधन निवारण (लेन-देन के स्वरूप और मूल्य के अभिलेखों का रखरखाव, सूचना प्रस्तुत करने की समय सीमा और उसके रखरखाव की क्रियाविधि और पद्धति तथा बैंकिंग कंपनियों, वित्तीय संस्
अग॰ 04, 2011
कार्ड उपलब्ध नहीं (सीएनपी) लेनदेनों संबंधी सुरक्षा मामले और जोखिम कम करने के उपाय
भारिबैं/2011-12/145 भुनिप्रवि.पीडी.केंका.सं. 223/02.14.003 / 2011-2012 04 अगस्त 2011 अध्यक्ष और प्रबंध निदेशक/मुख्य कार्यकारी अधिकारी क्षेत्रीय ग्रामीण बैंकों/शहरी सहकारी बैंकों/राज्य सहकारी बैंकों/ जिला केंद्रीय सहकारी बैंकों/अधिकृत कार्ड भुगतान नेटवर्कों सहित सभी अनुसूचित वाणिज्यिक बैंक महोदया/महोदय कार्ड उपलब्ध नहीं (सीएनपी) लेनदेनों संबंधी सुरक्षा मामले और जोखिम कम करने के उपाय कृपया हमारे दिनांक 18 फरवरी, 2009 के परिपत्र भारिबैं/भुनिप्रवि सं. 1501 / 02.14
भारिबैं/2011-12/145 भुनिप्रवि.पीडी.केंका.सं. 223/02.14.003 / 2011-2012 04 अगस्त 2011 अध्यक्ष और प्रबंध निदेशक/मुख्य कार्यकारी अधिकारी क्षेत्रीय ग्रामीण बैंकों/शहरी सहकारी बैंकों/राज्य सहकारी बैंकों/ जिला केंद्रीय सहकारी बैंकों/अधिकृत कार्ड भुगतान नेटवर्कों सहित सभी अनुसूचित वाणिज्यिक बैंक महोदया/महोदय कार्ड उपलब्ध नहीं (सीएनपी) लेनदेनों संबंधी सुरक्षा मामले और जोखिम कम करने के उपाय कृपया हमारे दिनांक 18 फरवरी, 2009 के परिपत्र भारिबैं/भुनिप्रवि सं. 1501 / 02.14
अग॰ 01, 2011
बैंकिंग माध्यमों का दुरुपयोग - 50,000 रुपये और उससे अधिक राशि के डिमांड ड्राफ्ट जारी करना और उनका भुगतान करना
आरबीआइ/2011-12/135 बैंपविवि. बीपी. बीसी. सं. 26/21.01.001/2011-12 1 अगस्त 2011 10 श्रावण 1933 (शक) अध्यक्ष/मुख्य कार्यपालक अधिकारी सभी अनुसूचित वाणिज्य बैंक (क्षेत्रीय ग्रामीण बैंकों को छोड़कर) महोदय बैंकिंग माध्यमों का दुरुपयोग - 50,000 रुपये और उससे अधिक राशि के डिमांड ड्राफ्ट जारी करना और उनका भुगतान करना कृपया 19 अप्रैल 1991 का हमारा परिपत्र बैंपविवि. बीपी. बीसी. सं. 114/सी.469 (81)-91 देखें जिसके अनुसार बैंकों को 50,000 रुपये और उससे अधिक राशि के ड
आरबीआइ/2011-12/135 बैंपविवि. बीपी. बीसी. सं. 26/21.01.001/2011-12 1 अगस्त 2011 10 श्रावण 1933 (शक) अध्यक्ष/मुख्य कार्यपालक अधिकारी सभी अनुसूचित वाणिज्य बैंक (क्षेत्रीय ग्रामीण बैंकों को छोड़कर) महोदय बैंकिंग माध्यमों का दुरुपयोग - 50,000 रुपये और उससे अधिक राशि के डिमांड ड्राफ्ट जारी करना और उनका भुगतान करना कृपया 19 अप्रैल 1991 का हमारा परिपत्र बैंपविवि. बीपी. बीसी. सं. 114/सी.469 (81)-91 देखें जिसके अनुसार बैंकों को 50,000 रुपये और उससे अधिक राशि के ड
जुल॰ 25, 2011
चेकों का अस्वीकरण/वापसी – चेक वापसी ज्ञापन पर हस्ताक्षर/आद्यक्षर करने की आवश्यकता
आरबीआई/2011-12/121 भुनिप्रवि.केंका.सीएचडी.सं. 120 / 03.06.01 / 2011-12 25 जुलाई 2011 अध्यक्ष और प्रबंध निदेशक/मुख्य कार्यकारी अधिकारी क्षेत्रीय ग्रामीण बैंकों/शहरी सहकारी बैंकों/राज्य सहकारी बैंकों/ जिला केंद्रीय सहकारी बैंकों सहित सभी अनुसूचित वाणिज्यिक बैंक महोदया/महोदय चेकों का अस्वीकरण/वापसी – चेक वापसी ज्ञापन पर हस्ताक्षर/आद्यक्षर करने की आवश्यकता कृपया चेकों का अस्वीकरण/वापसी – चेक वापसी ज्ञापन (Cheque Return Memo) में 'वापसी तारीख' का उल्लेख करने की आवश्
आरबीआई/2011-12/121 भुनिप्रवि.केंका.सीएचडी.सं. 120 / 03.06.01 / 2011-12 25 जुलाई 2011 अध्यक्ष और प्रबंध निदेशक/मुख्य कार्यकारी अधिकारी क्षेत्रीय ग्रामीण बैंकों/शहरी सहकारी बैंकों/राज्य सहकारी बैंकों/ जिला केंद्रीय सहकारी बैंकों सहित सभी अनुसूचित वाणिज्यिक बैंक महोदया/महोदय चेकों का अस्वीकरण/वापसी – चेक वापसी ज्ञापन पर हस्ताक्षर/आद्यक्षर करने की आवश्यकता कृपया चेकों का अस्वीकरण/वापसी – चेक वापसी ज्ञापन (Cheque Return Memo) में 'वापसी तारीख' का उल्लेख करने की आवश्
जून 22, 2011
लोक भविष्य निधि (पीपीएफ) योजना – 1968 – स्पष्टीकरण - पीपीएफ (एचयूएफ) खाते के ब्याज में भु्गतान के संबध में
आरबीआइ/2010-11/578 सबैंलेवि.सीडीडी.सं.एच- 8842/15.02.001/2010-11 जून 17, 2011 मॅनेजिंग डायरेक्टर/मुख्य महाप्रबंधक सरकारी लेखा विभाग सरकारी कारोबार विभाग/प्रधान कार्यालय स्टेट बैंक ऑफ इंडिया/स्टेट बैंक ऑफ पटियाला/स्टेट बैंक ऑफ बिकानेर एन्ड जयपुर/ स्टेट बैंक ऑफ त्रावणकोर/स्टेट बैंक ऑफ हैदराबाद/स्टेट बैंक ऑफ मैसूर अलाहाबाद बैंक/बैंक ऑफ बरोडा/बैंक ऑफ इंडिया/बैंक ऑफ महाराष्ट्र/ केनरा बैंक/सेंट्रल बैंक ऑफ इंडिया/कारपोरेशन बैंक/देना बैंक/इंडियन बैंक/ इंडियन ओवरसीज
आरबीआइ/2010-11/578 सबैंलेवि.सीडीडी.सं.एच- 8842/15.02.001/2010-11 जून 17, 2011 मॅनेजिंग डायरेक्टर/मुख्य महाप्रबंधक सरकारी लेखा विभाग सरकारी कारोबार विभाग/प्रधान कार्यालय स्टेट बैंक ऑफ इंडिया/स्टेट बैंक ऑफ पटियाला/स्टेट बैंक ऑफ बिकानेर एन्ड जयपुर/ स्टेट बैंक ऑफ त्रावणकोर/स्टेट बैंक ऑफ हैदराबाद/स्टेट बैंक ऑफ मैसूर अलाहाबाद बैंक/बैंक ऑफ बरोडा/बैंक ऑफ इंडिया/बैंक ऑफ महाराष्ट्र/ केनरा बैंक/सेंट्रल बैंक ऑफ इंडिया/कारपोरेशन बैंक/देना बैंक/इंडियन बैंक/ इंडियन ओवरसीज
जून 10, 2011
सेना कर्मियों द्वारा जमा पर कुछ बैंको द्वारा वरीष्ठ नागरिकों के लिए बचत योजना - 2004 (एससीएसएस) का कार्यान्वयन न करना ।
आरबीआइ/2010-11/562 डीजीबीए.सीडीडी.सं.एच-8545/15.15.001/2010-11 जून 09, 2011 प्रबंध निदेशक / मुख्य महा प्रबंधक सरकारी लेखा विभाग सरकारी व्यापार विभाग/मुख्य कार्यालय भारतीय स्टेट बैंक/स्टेट बैंक ऑफ पतीयाला/स्टेट बैंक ऑफ बिकानेर एण्ड जयपुर/स्टेट बैंक ऑफ त्रावणकोर/स्टेट बैंक ऑफ हैदराबाद/स्टेट बैंक ऑफ मैसुर/अलाहाबाद बैंक/बैंक ऑफ बरोडा/बैंक ऑफ इंडिया/बैंक ऑफ महाराष्ट्र/कॅनरा बैंक/सेंन्ट्रल बैंक ऑफ इंडिया/कार्पोरेशन बैंक/देना बैंक/इंडियन बैंक/इंडियन ओवरसीज बैंक/पंजाब
आरबीआइ/2010-11/562 डीजीबीए.सीडीडी.सं.एच-8545/15.15.001/2010-11 जून 09, 2011 प्रबंध निदेशक / मुख्य महा प्रबंधक सरकारी लेखा विभाग सरकारी व्यापार विभाग/मुख्य कार्यालय भारतीय स्टेट बैंक/स्टेट बैंक ऑफ पतीयाला/स्टेट बैंक ऑफ बिकानेर एण्ड जयपुर/स्टेट बैंक ऑफ त्रावणकोर/स्टेट बैंक ऑफ हैदराबाद/स्टेट बैंक ऑफ मैसुर/अलाहाबाद बैंक/बैंक ऑफ बरोडा/बैंक ऑफ इंडिया/बैंक ऑफ महाराष्ट्र/कॅनरा बैंक/सेंन्ट्रल बैंक ऑफ इंडिया/कार्पोरेशन बैंक/देना बैंक/इंडियन बैंक/इंडियन ओवरसीज बैंक/पंजाब
जून 09, 2011
Retail Electronic Payment Systems – NEFT / NECS / RECS / ECS – Levy of Processing Charges
RBI/2010-11/559 DPSS (CO) EPPD No. /2649/ 04.03.01/2010-11 June 02, 2011 The Chairman and Managing Director / Chief Executive Officer of member banks participating in NEFT / NECS / RECS / ECS Madam / Dear Sir, Retail Electronic Payment Systems – NEFT / NECS / RECS / ECS – Levy of Processing Charges As you are aware, the Reserve Bank of India has been waiving processing charges for retail electronic payment products (NEFT, NECS, RECS and ECS) since the year 2006 in ord
RBI/2010-11/559 DPSS (CO) EPPD No. /2649/ 04.03.01/2010-11 June 02, 2011 The Chairman and Managing Director / Chief Executive Officer of member banks participating in NEFT / NECS / RECS / ECS Madam / Dear Sir, Retail Electronic Payment Systems – NEFT / NECS / RECS / ECS – Levy of Processing Charges As you are aware, the Reserve Bank of India has been waiving processing charges for retail electronic payment products (NEFT, NECS, RECS and ECS) since the year 2006 in ord
मई 27, 2011
एटीएम लेन देनों की विफलता का समाधान
RBI/2010-11/547 भुनिप्रवि(केंका) पीडी सं. 2632 / 02.10.002 / 2010-2011 27 मई 2011 अध्यक्ष एवं प्रबंध निदेशक / मुख्य कार्यकारी अधिकारी क्षेत्रीय ग्रामीण बैंकों/शहरी सहकारी बैंकों/राज्य सहकारी बैंकों/जिला केंद्रीय सहकारी बैंकों सहित सभी अनुसूचित वाणिज्यिक बैंक महोदया/महोदय एटीएमलेनदेनों की विफलता का समाधान उपर्युक्त विषय पर कृपया हमारे दिनांक 23 अक्टूबर 2008, 11 फरवरी 2009 और 17 जुलाई 2009 के पत्र क्रमशः भुनिप्रवि सं. 711/02.10.02/2008-2009, 1424/ 02.10.02 / 2008
RBI/2010-11/547 भुनिप्रवि(केंका) पीडी सं. 2632 / 02.10.002 / 2010-2011 27 मई 2011 अध्यक्ष एवं प्रबंध निदेशक / मुख्य कार्यकारी अधिकारी क्षेत्रीय ग्रामीण बैंकों/शहरी सहकारी बैंकों/राज्य सहकारी बैंकों/जिला केंद्रीय सहकारी बैंकों सहित सभी अनुसूचित वाणिज्यिक बैंक महोदया/महोदय एटीएमलेनदेनों की विफलता का समाधान उपर्युक्त विषय पर कृपया हमारे दिनांक 23 अक्टूबर 2008, 11 फरवरी 2009 और 17 जुलाई 2009 के पत्र क्रमशः भुनिप्रवि सं. 711/02.10.02/2008-2009, 1424/ 02.10.02 / 2008
अप्रैल 26, 2011
Opening of "Small Account"
RBI/2010-11/487 RPCD.CO.RCB.AML.BC. No.63/07.40.00/2010-11 April 26, 2011 The Chairmen / CEOs of All State and Central Co-operative Banks Dear Sir, Opening of "Small Account" Please find enclosed a copy of the Government of India, Notification No. 14/2010/F.No.6/2/2007-E.S. dated December 16, 2010, amending the Prevention of Money-laundering (Maintenance of Records of the Nature and Value of Transactions, the Procedure and Manner of Maintaining and Time for Furnishing
RBI/2010-11/487 RPCD.CO.RCB.AML.BC. No.63/07.40.00/2010-11 April 26, 2011 The Chairmen / CEOs of All State and Central Co-operative Banks Dear Sir, Opening of "Small Account" Please find enclosed a copy of the Government of India, Notification No. 14/2010/F.No.6/2/2007-E.S. dated December 16, 2010, amending the Prevention of Money-laundering (Maintenance of Records of the Nature and Value of Transactions, the Procedure and Manner of Maintaining and Time for Furnishing
अप्रैल 21, 2011
25 पैसे और उससे कम मूल्य के सिक्के - परिचालन से वापस लेना
आरबीआई/2010-11/482 ग्राआऋवि.केका.आरसीबी.बीसी.सं.61/07.38.03/2010-11 21 अप्रैल 2011 अध्यक्ष/ मुख्य कार्यपालक अधिकारी राज्य और केंद्रीय सहकारी बैंक महोदय 25 पैसे और उससे कम मूल्य के सिक्के - परिचालन से वापस लेना कृपया उपर्युक्त विषय पर 20 दिसंबर 2010 की भारत सरकार की राजपत्र अधिसूचना एस ओ 2978(ई) और रिज़र्व बैंक की 1 फरवरी 2011 की प्रेस प्रकाशनी (प्रतिलिपियाँ संलग्न ) देखें । 2.भारत सरकार ने 30 जून 2011 से प्रभावी, 25 पैसे और उससे कम मूल्य के सिक्कों को परिचालन से
आरबीआई/2010-11/482 ग्राआऋवि.केका.आरसीबी.बीसी.सं.61/07.38.03/2010-11 21 अप्रैल 2011 अध्यक्ष/ मुख्य कार्यपालक अधिकारी राज्य और केंद्रीय सहकारी बैंक महोदय 25 पैसे और उससे कम मूल्य के सिक्के - परिचालन से वापस लेना कृपया उपर्युक्त विषय पर 20 दिसंबर 2010 की भारत सरकार की राजपत्र अधिसूचना एस ओ 2978(ई) और रिज़र्व बैंक की 1 फरवरी 2011 की प्रेस प्रकाशनी (प्रतिलिपियाँ संलग्न ) देखें । 2.भारत सरकार ने 30 जून 2011 से प्रभावी, 25 पैसे और उससे कम मूल्य के सिक्कों को परिचालन से
अप्रैल 20, 2011
25 पैसे और उससे कम मूल्य के सिक्के - परिचालन से वापस लेना
आरबीआई/2010-11/479 ग्राआऋवि.केका.आरआरबी.बीसी.सं.60/03.05.33/2010-11 20 अप्रैल 2011 अध्यक्ष क्षेत्रीय ग्रामीण बैंक महोदय 25 पैसे और उससे कम मूल्य के सिक्के - परिचालन से वापस लेना कृपया उपर्युक्त विषय पर 20 दिसंबर 2010 की भारत सरकार की राजपत्र अधिसूचना एस ओ 2978(ई) और रिज़र्व बैंक की 1 फरवरी 2011 कि प्रेस प्रकाशनी (प्रतिलिपियाँ संलग्न ) देखें । 2. भारत सरकार ने 30 जून 2011 से प्रभावी, 25 पैसे और उससे कम मूल्य के सिक्कों को परिचालन से हटा लेने का निर्णय लिया है । भारती
आरबीआई/2010-11/479 ग्राआऋवि.केका.आरआरबी.बीसी.सं.60/03.05.33/2010-11 20 अप्रैल 2011 अध्यक्ष क्षेत्रीय ग्रामीण बैंक महोदय 25 पैसे और उससे कम मूल्य के सिक्के - परिचालन से वापस लेना कृपया उपर्युक्त विषय पर 20 दिसंबर 2010 की भारत सरकार की राजपत्र अधिसूचना एस ओ 2978(ई) और रिज़र्व बैंक की 1 फरवरी 2011 कि प्रेस प्रकाशनी (प्रतिलिपियाँ संलग्न ) देखें । 2. भारत सरकार ने 30 जून 2011 से प्रभावी, 25 पैसे और उससे कम मूल्य के सिक्कों को परिचालन से हटा लेने का निर्णय लिया है । भारती
दिस॰ 29, 2010
Public Provident Fund Scheme, 1968 Amendment to Section 9(3) of the Scheme
RBI/2010-11/344 DGBA. CDD. No. H-4311/15.02.001/2010-11 December 27, 2010 The Chairman and Managing Director/Managing Director Government Accounts Department/Head Office State Bank of India/State Bank of Patiala/ State Bank of Bikaner & Jaipur/State Bank of Travancore/ State Bank of Hyderabad/State Bank of Mysore/ Allahabad Bank/Bank of Baroda/Bank of India/ Bank of Maharashtra/Canara Bank/Central Bank of India/ Corporation Bank/Dena Bank/Indian Bank/ Indian Overs
RBI/2010-11/344 DGBA. CDD. No. H-4311/15.02.001/2010-11 December 27, 2010 The Chairman and Managing Director/Managing Director Government Accounts Department/Head Office State Bank of India/State Bank of Patiala/ State Bank of Bikaner & Jaipur/State Bank of Travancore/ State Bank of Hyderabad/State Bank of Mysore/ Allahabad Bank/Bank of Baroda/Bank of India/ Bank of Maharashtra/Canara Bank/Central Bank of India/ Corporation Bank/Dena Bank/Indian Bank/ Indian Overs
दिस॰ 10, 2010
StCBs/DCCBs - Know Your Customer Guidelines - Salaried Employees
RBI/2010 -11/307 RPCD.CO.RCB.AML.BC. No.37/07.40.00/2010-11 December 10, 2010 The Chief Executives of all State and Central Co-operative Banks Dear Sir, Know Your Customer (KYC) guidelines - Salaried Employees Please refer to Annex-II to the Guidelines on 'Know Your Customer' Norms and Anti-Money Laundering Measures' enclosed to our circular RPCD.AML.BC.No.80/07.40.00/2004-05 dated February 18, 2005 wherein an indicative list of the nature and type of documents/ infor
RBI/2010 -11/307 RPCD.CO.RCB.AML.BC. No.37/07.40.00/2010-11 December 10, 2010 The Chief Executives of all State and Central Co-operative Banks Dear Sir, Know Your Customer (KYC) guidelines - Salaried Employees Please refer to Annex-II to the Guidelines on 'Know Your Customer' Norms and Anti-Money Laundering Measures' enclosed to our circular RPCD.AML.BC.No.80/07.40.00/2004-05 dated February 18, 2005 wherein an indicative list of the nature and type of documents/ infor
नव॰ 12, 2010
Guidelines on Fair Practices Code for Lenders – Disclosing all information relating to processing fees/charges
RBI/2010 -11/272 DBOD. Leg. BC. 61/09.07.005/2010 -11 November 12, 2010 All Scheduled Commercial Banks / All India Financial Institutions (Excluding RRBs) Dear Sir, Guidelines on Fair Practices Code for Lenders – Disclosing all information relating to processing fees/charges Please refer to our Circular DBOD. No. Leg. BC. 86/09.07.005/2008-09 dated November 25, 2008 containing guidelines on the captioned subject wherein banks were advised to ensure that all informatio
RBI/2010 -11/272 DBOD. Leg. BC. 61/09.07.005/2010 -11 November 12, 2010 All Scheduled Commercial Banks / All India Financial Institutions (Excluding RRBs) Dear Sir, Guidelines on Fair Practices Code for Lenders – Disclosing all information relating to processing fees/charges Please refer to our Circular DBOD. No. Leg. BC. 86/09.07.005/2008-09 dated November 25, 2008 containing guidelines on the captioned subject wherein banks were advised to ensure that all informatio
नव॰ 01, 2010
Opening and operating the accounts of the beneficiaries of Indira Gandhi National old Age Pension Scheme (IGNOAPS)
RBI/2010-11/253 RPCD.CO.FID. BC.No. /12.01.012/2010-11 November 1, 2010 The Chaiman & Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (Including Regional Rural Banks) Dear Sir, Opening and operating the accounts of the beneficiaries of Indira Gandhi National old Age Pension Scheme (IGNOAPS). Government of India has advised that the Committee on National Policy on Older Persons in their 4th review meeting stressed on the need for an
RBI/2010-11/253 RPCD.CO.FID. BC.No. /12.01.012/2010-11 November 1, 2010 The Chaiman & Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (Including Regional Rural Banks) Dear Sir, Opening and operating the accounts of the beneficiaries of Indira Gandhi National old Age Pension Scheme (IGNOAPS). Government of India has advised that the Committee on National Policy on Older Persons in their 4th review meeting stressed on the need for an
सित॰ 01, 2010
Uniformity in penal interest payable by banks for delays in credit / return of NEFT / NECS / ECS transactions
RBI/2010-11/188 DPSS (CO) EPPD No. 477/ 04.03.01 / 2010-11 September 1, 2010 The Chairman and Managing Director / Chief Executive Officer of member banks participating in / NEFT / NECS / ECS Madam / Dear Sir, Uniformity in penal interest payable by banks for delays in credit / return of NEFT / NECS / ECS transactions As you are aware, the recent past has been witness to significant growth in retail electronic payment products - both in terms of reach and volume. NEFT
RBI/2010-11/188 DPSS (CO) EPPD No. 477/ 04.03.01 / 2010-11 September 1, 2010 The Chairman and Managing Director / Chief Executive Officer of member banks participating in / NEFT / NECS / ECS Madam / Dear Sir, Uniformity in penal interest payable by banks for delays in credit / return of NEFT / NECS / ECS transactions As you are aware, the recent past has been witness to significant growth in retail electronic payment products - both in terms of reach and volume. NEFT
अग॰ 26, 2010
Opening of No-Frills accounts by students for availing various Government Scholarships.
RBI/2010-11/182 RPCD.CO.FID. BC.No. 2433 /12.01.012/2010-11 August 26, 2010 The Chaiman & Managing Director/ Chief Executive Officer All Scheduled Commercial Banks Dear Sir, Opening of No-Frills accounts by students for availing various Government Scholarships. It has been brought to our notice by the Secretary, Government of India, Ministry of Minority Affairs that banks are not opening ‘no-frills’ accounts in favour of students from minority communities wh
RBI/2010-11/182 RPCD.CO.FID. BC.No. 2433 /12.01.012/2010-11 August 26, 2010 The Chaiman & Managing Director/ Chief Executive Officer All Scheduled Commercial Banks Dear Sir, Opening of No-Frills accounts by students for availing various Government Scholarships. It has been brought to our notice by the Secretary, Government of India, Ministry of Minority Affairs that banks are not opening ‘no-frills’ accounts in favour of students from minority communities wh
जून 22, 2010
Standardisation and Enhancement of Security Features in Cheque Forms
RBI/2009-10/503 DPSS. CO. CHD. No. 2806/04.07.05/2009-10 June 22, 2010 The Chairman and Managing Director / Chief Executive Officer All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks Madam / Dear Sir, Standardisation and Enhancement of Security Features in Cheque Forms We invite your attention to our circular DPSS.CO.CHD.No. 1832/04.07.05/2009-10 dated February 22, 2010 on the subje
RBI/2009-10/503 DPSS. CO. CHD. No. 2806/04.07.05/2009-10 June 22, 2010 The Chairman and Managing Director / Chief Executive Officer All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks Madam / Dear Sir, Standardisation and Enhancement of Security Features in Cheque Forms We invite your attention to our circular DPSS.CO.CHD.No. 1832/04.07.05/2009-10 dated February 22, 2010 on the subje
मई 26, 2010
Remittance towards participation in lottery, money circulation schemes, other fictitious offers of cheap funds, etc.
RBI/2009-10/474 A.P. (DIR Series) Circular No.54 May 26, 2010 To All Authorised Dealer Category – I Banks Madam / Sir, Remittance towards participation in lottery, money circulation schemes, other fictitious offers of cheap funds, etc. Attention of Authorized Dealer Category - I (AD Category - I) banks is invited to the A.P. (DIR Series) Circular No. 22 dated December 7, 2000, A.P. (DIR Series) Circular No. 02 dated July 27, 2001 and A.P. (DIR Series) Circular No. 49
RBI/2009-10/474 A.P. (DIR Series) Circular No.54 May 26, 2010 To All Authorised Dealer Category – I Banks Madam / Sir, Remittance towards participation in lottery, money circulation schemes, other fictitious offers of cheap funds, etc. Attention of Authorized Dealer Category - I (AD Category - I) banks is invited to the A.P. (DIR Series) Circular No. 22 dated December 7, 2000, A.P. (DIR Series) Circular No. 02 dated July 27, 2001 and A.P. (DIR Series) Circular No. 49
मई 12, 2010
Know Your Customer (KYC) guidelines - accounts of proprietary concerns
RBI/2009-10/461 RPCD.CO.RF.AML.BC. No. 83/07.40.00/ 2009-10 May 12, 2010 The Chief Executives of all State and District Central Co-operative Banks Dear Sir, Know Your Customer (KYC) guidelines - accounts of proprietary concerns A reference is invited to paragraph 3 of Guidelines on 'Know Your Customer' Norms and Anti Money Laundering Measures enclosed to our circular RPCD.AML.BC.No.80/07.40.00/ 2004-05 dated February 18, 2005. It has been advised to banks that interna
RBI/2009-10/461 RPCD.CO.RF.AML.BC. No. 83/07.40.00/ 2009-10 May 12, 2010 The Chief Executives of all State and District Central Co-operative Banks Dear Sir, Know Your Customer (KYC) guidelines - accounts of proprietary concerns A reference is invited to paragraph 3 of Guidelines on 'Know Your Customer' Norms and Anti Money Laundering Measures enclosed to our circular RPCD.AML.BC.No.80/07.40.00/ 2004-05 dated February 18, 2005. It has been advised to banks that interna
अप्रैल 08, 2010
Cheque Collection Policy (CCP) - Immediate credit of Local / Outstation Cheques
RBI/2009-10/387 RPCD.CO.RRB.BC.No.65/03.05.33/2009-10 April 8, 2010 The Chairman All Regional Rural Banks (RRBs) Dear Sir, Cheque Collection Policy (CCP) - Immediate credit of Local / Outstation Cheques Please refer to our circular RPCD.CO.RRB.BC.No. 87/03.05.33/2008-09 dated February 5, 2009 advising RRBs to frame their Cheque Collection Policies covering local and outstation cheque collection as per the time frame prescribed by the National Consumer Disputes Redress
RBI/2009-10/387 RPCD.CO.RRB.BC.No.65/03.05.33/2009-10 April 8, 2010 The Chairman All Regional Rural Banks (RRBs) Dear Sir, Cheque Collection Policy (CCP) - Immediate credit of Local / Outstation Cheques Please refer to our circular RPCD.CO.RRB.BC.No. 87/03.05.33/2008-09 dated February 5, 2009 advising RRBs to frame their Cheque Collection Policies covering local and outstation cheque collection as per the time frame prescribed by the National Consumer Disputes Redress
मार्च 29, 2010
लोक भविष्य निधि योजना - 1968: 1) जमा तिथिनिश्चित करने के लिए स्पष्टीकरण 2) नाबालिग का खाता खोलने के लिए निर्देशों को दोहराना
आरबीआई/2009-10/365 सबैलेवि.केंऋप्र.एच -7530/15.02.001/2009-10 मार्च 29, 2010 अध्यक्ष एवं प्रबंध निदेशक/प्रबंध निदेशक/महाप्रबंधक सरकारी लेखा कारोबार विभाग/प्रधान कार्यालय भारतीय स्टेट बैंक/स्टेट बैंक ऑफ इंदौर/स्टेट बैंक ऑफ पटियाला/ स्टेट बैंक ऑफ बीकानेर एंड जयपुर/ स्टेट बैंक ऑफ त्रावणकोर/ स्टेट बैंक ऑफ हैदाराबाद/स्टेट बैंक ऑफ मैसूर/इलाहाबाद बैंक/ बैंक ऑफ बड़ौदा/बैंक ऑफ इंडिया/ बैंक ऑफ महाराष्ट्र/केनरा बैंक/ सेंट्रल बैंक ऑफ इंडिया/देना बैंक/इंडियन बैंक/इंडिय
आरबीआई/2009-10/365 सबैलेवि.केंऋप्र.एच -7530/15.02.001/2009-10 मार्च 29, 2010 अध्यक्ष एवं प्रबंध निदेशक/प्रबंध निदेशक/महाप्रबंधक सरकारी लेखा कारोबार विभाग/प्रधान कार्यालय भारतीय स्टेट बैंक/स्टेट बैंक ऑफ इंदौर/स्टेट बैंक ऑफ पटियाला/ स्टेट बैंक ऑफ बीकानेर एंड जयपुर/ स्टेट बैंक ऑफ त्रावणकोर/ स्टेट बैंक ऑफ हैदाराबाद/स्टेट बैंक ऑफ मैसूर/इलाहाबाद बैंक/ बैंक ऑफ बड़ौदा/बैंक ऑफ इंडिया/ बैंक ऑफ महाराष्ट्र/केनरा बैंक/ सेंट्रल बैंक ऑफ इंडिया/देना बैंक/इंडियन बैंक/इंडिय
नव॰ 23, 2009
Installation of Note Sorting Machines
RBI/2009-10/228 DCM. No. Cir. NPD.3161/09.39.00 (Policy)/2009-2010 November 19, 2009 The Chairman and Managing Director/ Chief Executive Officer All Scheduled Commercial Banks(Including RRBs)/ Scheduled State Co-operative Banks/ Scheduled (Primary) Urban Co-operative Banks Dear Sir, Sorting / Processing of Notes – Installation of Note Sorting Machines Please refer to paragraph 176 of the Second Quarter Review of Monetary Policy for the year 2009-10 announced on Octobe
RBI/2009-10/228 DCM. No. Cir. NPD.3161/09.39.00 (Policy)/2009-2010 November 19, 2009 The Chairman and Managing Director/ Chief Executive Officer All Scheduled Commercial Banks(Including RRBs)/ Scheduled State Co-operative Banks/ Scheduled (Primary) Urban Co-operative Banks Dear Sir, Sorting / Processing of Notes – Installation of Note Sorting Machines Please refer to paragraph 176 of the Second Quarter Review of Monetary Policy for the year 2009-10 announced on Octobe
नव॰ 13, 2009
StCBs/DCCBs – Safe Deposit Lockers
RBI/2009-10/218 RPCD.CO.RF. BC. No.42/07.38.01/ 2009-10 November 13, 2009 All State and Central Co-operative Banks Dear Sir, Safe Deposit Lockers Please refer to Paragraph 5 of our circular RPCD.CO.RF.BC.No.95/ 07.38.01/2006-07 dated May 18, 2007, wherein banks were advised to ensure that the identification code of the bank / branch is embossed on all the locker keys with a view to facilitate Authorities in identifying the ownership of the locker keys. 2. In view of p
RBI/2009-10/218 RPCD.CO.RF. BC. No.42/07.38.01/ 2009-10 November 13, 2009 All State and Central Co-operative Banks Dear Sir, Safe Deposit Lockers Please refer to Paragraph 5 of our circular RPCD.CO.RF.BC.No.95/ 07.38.01/2006-07 dated May 18, 2007, wherein banks were advised to ensure that the identification code of the bank / branch is embossed on all the locker keys with a view to facilitate Authorities in identifying the ownership of the locker keys. 2. In view of p
नव॰ 09, 2009
Unclaimed Deposits and Inoperative/ Dormant Accounts in UCBs
RBI/2009-10/211 UBD.BPD (PCB) Cir No19 /13.01.000/2009-10 November 9, 2009 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir Unclaimed Deposits and Inoperative/ Dormant Accounts in UCBs Please refer to our circular UBD.No.DS.PCB.Cir.9/13.01.00/2008-2009 dated September 01, 2008 on captioned subject. In terms of para 2 (vi) of the circular, for the purpose of classifying an account as 'inoperative', debit as well as credit transactions induced
RBI/2009-10/211 UBD.BPD (PCB) Cir No19 /13.01.000/2009-10 November 9, 2009 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir Unclaimed Deposits and Inoperative/ Dormant Accounts in UCBs Please refer to our circular UBD.No.DS.PCB.Cir.9/13.01.00/2008-2009 dated September 01, 2008 on captioned subject. In terms of para 2 (vi) of the circular, for the purpose of classifying an account as 'inoperative', debit as well as credit transactions induced
नव॰ 09, 2009
Dishonour of Cheques – Dealing with incidents of frequent dishonour
RBI/2009-10/213 DBOD.No.Leg.BC.59 /09.07.005/2009-10 November 9, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Dishonour of Cheques – Dealing with incidents of frequent dishonour Please refer to paragraph 15.4 of our Master Circular DBOD.No.Leg.BC.9/ 09.07.006/2009-10 dated July 1, 2009 on Customer Service wherein banks have been advised to take certain steps for dealing with incidents of frequent dishonour of cheques of Rs. 1 crore and above. 2. In t
RBI/2009-10/213 DBOD.No.Leg.BC.59 /09.07.005/2009-10 November 9, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Dishonour of Cheques – Dealing with incidents of frequent dishonour Please refer to paragraph 15.4 of our Master Circular DBOD.No.Leg.BC.9/ 09.07.006/2009-10 dated July 1, 2009 on Customer Service wherein banks have been advised to take certain steps for dealing with incidents of frequent dishonour of cheques of Rs. 1 crore and above. 2. In t
अक्तू॰ 30, 2009
Inoperative Accounts
RBI/2009-10/202 DBOD.Leg. No.BC. 55 /09.07.005 /2009-10 October 30, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Inoperative Accounts Please refer to Paragraph 24.2 (iv) of our Master circular DBOD. No.Leg. BC. 9 / 09.07.006 / 2009-10 dated July 1, 2009 on 'Customer Service' in terms of which a savings as well as current account should be treated as inoperative / dormant if there are no transactions in the account for a period over two years. Further
RBI/2009-10/202 DBOD.Leg. No.BC. 55 /09.07.005 /2009-10 October 30, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Inoperative Accounts Please refer to Paragraph 24.2 (iv) of our Master circular DBOD. No.Leg. BC. 9 / 09.07.006 / 2009-10 dated July 1, 2009 on 'Customer Service' in terms of which a savings as well as current account should be treated as inoperative / dormant if there are no transactions in the account for a period over two years. Further
अक्तू॰ 30, 2009
Appointment of a Nodal Officer by banks in respect of their Currency Management Operations
RBI/2009-10/205 DCM (Plg) No. 2701/10.01.03/2009-10 October 30, 2009 The Chairman / Managing Director All Public / Private Sector Banks Dear Sir Appointment of a Nodal Officer by banks in respect of their Currency Management Operations The High Level Group on Currency Management chaired by Smt. Usha Thorat, Deputy Governor, Reserve Bank of India submitted its Report in August 2009. The Group, inter alia, emphasized the importance of using modern technology and securit
RBI/2009-10/205 DCM (Plg) No. 2701/10.01.03/2009-10 October 30, 2009 The Chairman / Managing Director All Public / Private Sector Banks Dear Sir Appointment of a Nodal Officer by banks in respect of their Currency Management Operations The High Level Group on Currency Management chaired by Smt. Usha Thorat, Deputy Governor, Reserve Bank of India submitted its Report in August 2009. The Group, inter alia, emphasized the importance of using modern technology and securit
सित॰ 02, 2009
Display of information regarding Local Level Committees set up under the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities Act, 1999
RBI /2009-10/142 DBOD.No.Leg.BC. 37 /09.07.005/2009-10 September 2, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Display of information regarding Local Level Committees set up under the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities Act, 1999 Please refer to paragraph 11 of our Master Circular DBOD.No.Leg.BC.9/ 09.07.006/ 2009-10 dated July 1, 2009 on Customer Service, wherein banks
RBI /2009-10/142 DBOD.No.Leg.BC. 37 /09.07.005/2009-10 September 2, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Display of information regarding Local Level Committees set up under the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities Act, 1999 Please refer to paragraph 11 of our Master Circular DBOD.No.Leg.BC.9/ 09.07.006/ 2009-10 dated July 1, 2009 on Customer Service, wherein banks
अग॰ 12, 2009
Payment of interest on accounts frozen by banks
RBI/2009-10/119 DBOD.No.Leg.BC.30 /09.07.005/2009-10 August 12, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Payment of interest on accounts frozen by banks Please refer to paragraph 5.8.9 of our Master Circular DBOD.No.Leg.BC.9/ 09.07.006/ 2009-10 dated July 1, 2009 on Customer Service, wherein banks have been advised to follow the procedure laid down thereunder in respect of Term Deposit Accounts frozen by the enforcement authorities. 2. In terms o
RBI/2009-10/119 DBOD.No.Leg.BC.30 /09.07.005/2009-10 August 12, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Payment of interest on accounts frozen by banks Please refer to paragraph 5.8.9 of our Master Circular DBOD.No.Leg.BC.9/ 09.07.006/ 2009-10 dated July 1, 2009 on Customer Service, wherein banks have been advised to follow the procedure laid down thereunder in respect of Term Deposit Accounts frozen by the enforcement authorities. 2. In terms o
जुल॰ 22, 2009
बिक्री-केंद्र (पॉइंट-ऑफ़-सेल) पर नकद आहरण
आरबीआई/2009-10/105 डीपीएसएस.सीओ.पीडी.सं 147/02.14.003/2009-10 22 जुलाई 2009 सभी प्रणाली प्रदाता (सिस्टम प्रोवाइडर्स) (वीसा/मास्टर कार्ड/अमेरिकन एक्सप्रेस) सभी अनुसूचित वाणिज्यिक बैंक प्रिय महोदय बिक्री-केंद्र (पॉइंट-ऑफ़-सेल) पर नकद आहरण वर्तमान में प्लास्टिक कार्ड का प्रयोग कर नकदी आहरण की सुविधा केवल स्वचालित टेलर मशीन (एटीएम) पर उपलब्ध है I दिनांक 31 मई 2009 को देशभर में एटीएम और बिक्री केंद्र (पीओएस) टर्मिनल्स की संख्या क्रमशः 44,857 और 4,70,237 थी I विभिन्न व्य
आरबीआई/2009-10/105 डीपीएसएस.सीओ.पीडी.सं 147/02.14.003/2009-10 22 जुलाई 2009 सभी प्रणाली प्रदाता (सिस्टम प्रोवाइडर्स) (वीसा/मास्टर कार्ड/अमेरिकन एक्सप्रेस) सभी अनुसूचित वाणिज्यिक बैंक प्रिय महोदय बिक्री-केंद्र (पॉइंट-ऑफ़-सेल) पर नकद आहरण वर्तमान में प्लास्टिक कार्ड का प्रयोग कर नकदी आहरण की सुविधा केवल स्वचालित टेलर मशीन (एटीएम) पर उपलब्ध है I दिनांक 31 मई 2009 को देशभर में एटीएम और बिक्री केंद्र (पीओएस) टर्मिनल्स की संख्या क्रमशः 44,857 और 4,70,237 थी I विभिन्न व्य
जुल॰ 21, 2009
Grievance Redressal Mechanism - Display of Contact Details of Officials
RBI /2009-10 / 103 DBOD.No.Leg.BC.24 /09.07.005/2009-10 July 21, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Grievance Redressal Mechanism in banks - Display of names of Nodal Officers appointed under the Banking Ombudsman Scheme, 2006 Please refer to paragraph 16.5 (v) of our Master Circular on Customer Service DBOD. No. Leg.BC.9/09.07.006/2009-10 dated July 1, 2009, wherein banks have been advised to prominently display at the branches, the names
RBI /2009-10 / 103 DBOD.No.Leg.BC.24 /09.07.005/2009-10 July 21, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Grievance Redressal Mechanism in banks - Display of names of Nodal Officers appointed under the Banking Ombudsman Scheme, 2006 Please refer to paragraph 16.5 (v) of our Master Circular on Customer Service DBOD. No. Leg.BC.9/09.07.006/2009-10 dated July 1, 2009, wherein banks have been advised to prominently display at the branches, the names
जुल॰ 17, 2009
एटीएम विफलता पर लेन-देनों का समाधान - समय सीमा
आरबीआई/2009-2010/100 डीपीएसएस सं.101/02.10.02/2009-2010 17 जुलाई 2009 अध्यक्ष एवं प्रबंध निदेशक / मुख्य कार्यकारी अधिकारी क्षेत्रीय ग्रामीण बैंक/ शहरी सहकारी बैंक / राज्य सहकारी बैंक / जिला केंद्रीय सहकारी बैंक सहित सभी अनुसूचित वाणिज्यिक बैंक एटीएम नेटवर्क प्रदाता महोदया / प्रिय महोदय एटीएम विफलता पर लेन-देनों का समाधान - समय सीमा कृपया शीर्षांकित विषय पर दिनांक 11 फरवरी 2009 और 23 अक्टूबर 2008 के हमारे पत्र क्रमशः डीपीएसएस संख्या 1424 और 711/02.10.02/2008-2009 का
आरबीआई/2009-2010/100 डीपीएसएस सं.101/02.10.02/2009-2010 17 जुलाई 2009 अध्यक्ष एवं प्रबंध निदेशक / मुख्य कार्यकारी अधिकारी क्षेत्रीय ग्रामीण बैंक/ शहरी सहकारी बैंक / राज्य सहकारी बैंक / जिला केंद्रीय सहकारी बैंक सहित सभी अनुसूचित वाणिज्यिक बैंक एटीएम नेटवर्क प्रदाता महोदया / प्रिय महोदय एटीएम विफलता पर लेन-देनों का समाधान - समय सीमा कृपया शीर्षांकित विषय पर दिनांक 11 फरवरी 2009 और 23 अक्टूबर 2008 के हमारे पत्र क्रमशः डीपीएसएस संख्या 1424 और 711/02.10.02/2008-2009 का
जून 24, 2009
Access to own credit report
RBI/2008-09/507 DBOD.No.DL.BC. 138/20.16.042/2008-09 June 24, 2009 i) All Scheduled Commercial Banks (excluding RRBs and LABs) and ii) Notified All-India Financial Institutions Dear Sir Access to own credit report Please refer to our circular DBOD No.DL.11590/20.16.034/2007-08 dated February 27, 2008 advising banks/FIs in the context of Credit Information Companies (Regulation) Act, 2005 to urgently initiate steps to build up database and be in readiness for effective
RBI/2008-09/507 DBOD.No.DL.BC. 138/20.16.042/2008-09 June 24, 2009 i) All Scheduled Commercial Banks (excluding RRBs and LABs) and ii) Notified All-India Financial Institutions Dear Sir Access to own credit report Please refer to our circular DBOD No.DL.11590/20.16.034/2007-08 dated February 27, 2008 advising banks/FIs in the context of Credit Information Companies (Regulation) Act, 2005 to urgently initiate steps to build up database and be in readiness for effective
अप्रैल 24, 2009
Payment of Interest on Savings Bank Account on a Daily Product Basis
RBI/2008-09/452 DBOD. No. Dir. BC.128/13.03.00/2008-09 April 24, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir Payment of Interest on Savings Bank Account on a Daily Product Basis Please refer to paragraph 88 of the Annual Policy Statement announced by Governor on April 21, 2009 (extract enclosed), in terms of which it has been proposed that payment of interest on savings bank accounts by scheduled commercial banks would be calculated on a daily produc
RBI/2008-09/452 DBOD. No. Dir. BC.128/13.03.00/2008-09 April 24, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir Payment of Interest on Savings Bank Account on a Daily Product Basis Please refer to paragraph 88 of the Annual Policy Statement announced by Governor on April 21, 2009 (extract enclosed), in terms of which it has been proposed that payment of interest on savings bank accounts by scheduled commercial banks would be calculated on a daily produc
अप्रैल 13, 2009
StCBs/DCCBs – Nomination – Acknowledgement/Indicating Nominee Name in Bank Pass Book/FDRs
RBI/2008-09/430 RPCD.CO.RF.BC.No.96/07.38.01/2008-09 April 13, 2009 All State / Central Co-operative Banks (StCBs/DCCBs) Dear Sir, Co-operative Banks (Nomination) Rules, 1985 - Acknowledgement of Nomination and indicating the Name of the Nominee in Pass Books / Fixed Deposit Receipts As you may be aware, in terms of Rule 2(9), 3(8) and 4(9) of the Co-operative Banks (Nomination) Rules, 1985, banks are required to acknowledge in writing to the depositor(s) / locker hir
RBI/2008-09/430 RPCD.CO.RF.BC.No.96/07.38.01/2008-09 April 13, 2009 All State / Central Co-operative Banks (StCBs/DCCBs) Dear Sir, Co-operative Banks (Nomination) Rules, 1985 - Acknowledgement of Nomination and indicating the Name of the Nominee in Pass Books / Fixed Deposit Receipts As you may be aware, in terms of Rule 2(9), 3(8) and 4(9) of the Co-operative Banks (Nomination) Rules, 1985, banks are required to acknowledge in writing to the depositor(s) / locker hir
अप्रैल 13, 2009
Need for Bank Branches / ATMs to be made accessible to persons with disabilities
RBI/2008-09/431 DBOD.No.Leg.BC.123 /09.07.005/2008-09 April 13, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Need for Bank Branches / ATMs to be made accessible to persons with disabilities We have been receiving several suggestions including from Government of India to make bank branches and ATMs easily accessible to persons with disability by providing ramps so that wheel chair users can access them and the height of the machine is also appropriate
RBI/2008-09/431 DBOD.No.Leg.BC.123 /09.07.005/2008-09 April 13, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Need for Bank Branches / ATMs to be made accessible to persons with disabilities We have been receiving several suggestions including from Government of India to make bank branches and ATMs easily accessible to persons with disability by providing ramps so that wheel chair users can access them and the height of the machine is also appropriate
अप्रैल 08, 2009
RTGS Transactions
RBI/2008/09/426 DPSS (CO) RTGS No. 1776 / 04.04.002 / 2008 - 2009 April 8, 2009 Chairman and Managing Director / Chief Executive Officer of all banks participating in RTGS Dear Sir, RTGS Transactions The volume of RTGS transactions is increasing rapidly. RTGS settled 1.94 million transactions in the month of March 2009 as against 0.72 million transactions in March 2008. Customer transactions settling in RTGS presently constitute 89 percent of total RTGS transactions a
RBI/2008/09/426 DPSS (CO) RTGS No. 1776 / 04.04.002 / 2008 - 2009 April 8, 2009 Chairman and Managing Director / Chief Executive Officer of all banks participating in RTGS Dear Sir, RTGS Transactions The volume of RTGS transactions is increasing rapidly. RTGS settled 1.94 million transactions in the month of March 2009 as against 0.72 million transactions in March 2008. Customer transactions settling in RTGS presently constitute 89 percent of total RTGS transactions a
मार्च 09, 2009
Banking Companies (Nomination) Rules, 1985 – Acknowledgement of Nomination and indicating the Name of the Nominee in Pass Books / Fixed Deposit Receipts
RBI / 2008-09/ 406 DBOD.No.Leg.BC.114 /09.07.005/2008-09 March 9, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Banking Companies (Nomination) Rules, 1985 – Acknowledgement of Nomination and indicating the Name of the Nominee in Pass Books / Fixed Deposit Receipts It has been brought to our notice that some banks do not have the system of acknowledging the receipt of the duly completed form of nomination, cancellation and /or variation of the nominati
RBI / 2008-09/ 406 DBOD.No.Leg.BC.114 /09.07.005/2008-09 March 9, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Banking Companies (Nomination) Rules, 1985 – Acknowledgement of Nomination and indicating the Name of the Nominee in Pass Books / Fixed Deposit Receipts It has been brought to our notice that some banks do not have the system of acknowledging the receipt of the duly completed form of nomination, cancellation and /or variation of the nominati
फ़र॰ 18, 2009
Unclaimed deposits and inoperative / dormant accounts in banks
RBI/2008-09/386 RPCD.CO.RF.BC.No.89 /07.38.01/2008-09 February 18, 2009 All State and Central Co-operative Banks Dear Sir, Unclaimed deposits and inoperative / dormant accounts in banks In view of the increase in the amount of the unclaimed deposits with banks year after year and the inherent risk associated with such deposits, it is felt that banks should play a more pro-active role in finding the whereabouts of the account holders whose accounts have remained inoper
RBI/2008-09/386 RPCD.CO.RF.BC.No.89 /07.38.01/2008-09 February 18, 2009 All State and Central Co-operative Banks Dear Sir, Unclaimed deposits and inoperative / dormant accounts in banks In view of the increase in the amount of the unclaimed deposits with banks year after year and the inherent risk associated with such deposits, it is felt that banks should play a more pro-active role in finding the whereabouts of the account holders whose accounts have remained inoper
फ़र॰ 11, 2009
Reconciliation of transactions at ATMs failure-Time limit
RBI/2008-2009/380 DPSS No. 1424/ 02.10.02/2008-2009 February 11, 2009 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks /. District Central Co-operative Banks Madam / Dear Sir Reconciliation of transactions at ATMs failure-Time limit The use of Automated Teller Machines (ATMs) for cash withdrawal has been increasing in the country. However, of late, we have
RBI/2008-2009/380 DPSS No. 1424/ 02.10.02/2008-2009 February 11, 2009 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks /. District Central Co-operative Banks Madam / Dear Sir Reconciliation of transactions at ATMs failure-Time limit The use of Automated Teller Machines (ATMs) for cash withdrawal has been increasing in the country. However, of late, we have
जन॰ 20, 2009
Collateral Free Loans - Micro and Small Enterprises
RBI/2008-09/352 RPCD.SME&NFS.BC.No 84A /06.02.31(P)/2008-09 January 20, 2009 The Chairman/Managing Director All Scheduled Commercial Banks (including RRBs & Local Area Banks) Dear Sir, Collateral Free Loans - Micro and Small Enterprises As you are aware, the High Level Committee appointed by Reserve Bank to suggest measures for improving the delivery system and simplification of procedures for credit to the SSI sector (Chairman: Shri S.L.Kapur) had, inter alia
RBI/2008-09/352 RPCD.SME&NFS.BC.No 84A /06.02.31(P)/2008-09 January 20, 2009 The Chairman/Managing Director All Scheduled Commercial Banks (including RRBs & Local Area Banks) Dear Sir, Collateral Free Loans - Micro and Small Enterprises As you are aware, the High Level Committee appointed by Reserve Bank to suggest measures for improving the delivery system and simplification of procedures for credit to the SSI sector (Chairman: Shri S.L.Kapur) had, inter alia
जन॰ 14, 2009
USD Denominated Cheques–Improvements in collection process - UCBs
RBI/2008-09/350 UBD (PCB). Cir. No. 33/16.26.00/2008-09 January 14, 2009 The Chief Executive Officers of all AD I and AD II UCBs Dear Sir /Madam USD Denominated Cheques–Improvements in collection process - UCBs Given the number of instances of customer complaints on delay in collection of USD denominated cheques, Reserve Bank conducted a sample study of collection practices followed by banks to explore feasibility of reducing the time lag for collection of such cheque
RBI/2008-09/350 UBD (PCB). Cir. No. 33/16.26.00/2008-09 January 14, 2009 The Chief Executive Officers of all AD I and AD II UCBs Dear Sir /Madam USD Denominated Cheques–Improvements in collection process - UCBs Given the number of instances of customer complaints on delay in collection of USD denominated cheques, Reserve Bank conducted a sample study of collection practices followed by banks to explore feasibility of reducing the time lag for collection of such cheque
दिस॰ 19, 2008
Disclosing all information relating to processing fees / charges
RBI/2008-09/328 RPCD.CO.RF.BC.No.78/07.38.01/2008-09 December 19, 2008 All State Co-operative Banks (StCBs) and Central Co-operative Banks (DCCBs) Dear Sir, Disclosing all information relating to processing fees / charges Please refer to paragraph 4 of our circular RPCD.CO.RF.BC.No.93/ 07.38.01/2006-07 dated May 16, 2007 regarding complaints about excessive interest charged by banks, wherein State and Central Co-operative Banks were advised to lay down appropriate int
RBI/2008-09/328 RPCD.CO.RF.BC.No.78/07.38.01/2008-09 December 19, 2008 All State Co-operative Banks (StCBs) and Central Co-operative Banks (DCCBs) Dear Sir, Disclosing all information relating to processing fees / charges Please refer to paragraph 4 of our circular RPCD.CO.RF.BC.No.93/ 07.38.01/2006-07 dated May 16, 2007 regarding complaints about excessive interest charged by banks, wherein State and Central Co-operative Banks were advised to lay down appropriate int
दिस॰ 11, 2008
Guidelines on Fair Practices Code for Lenders - Disclosing all information relating to processing fees / charges
RBI / 2008-09/320 RPCD.CO.RRB.BC.No.75 /03.05.28-B/2008-09 December 10, 2008 All Regional Rural Banks Dear Sir, Guidelines on Fair Practices Code for Lenders- Disclosing all information relating to processing fees / charges Please refer to our circular RPCD.BOS./81/13.33.01/2005-06 dated May 16, 2006 on the captioned subject in respect of which all commercial banks including RRBs were advised to display charges related to certain services in their offices/branches. 2.
RBI / 2008-09/320 RPCD.CO.RRB.BC.No.75 /03.05.28-B/2008-09 December 10, 2008 All Regional Rural Banks Dear Sir, Guidelines on Fair Practices Code for Lenders- Disclosing all information relating to processing fees / charges Please refer to our circular RPCD.BOS./81/13.33.01/2005-06 dated May 16, 2006 on the captioned subject in respect of which all commercial banks including RRBs were advised to display charges related to certain services in their offices/branches. 2.
दिस॰ 10, 2008
Foreign Exchange Management Act, 1999 – Foreign Travel – Mode of payment in Rupees
RBI/2008-09/318 A. P. (DIR Series) Circular No. 40 A. P. (FL Series) Circular No. 03December 10, 2008ToAll Authorised Dealers Category I & II and Full Fledged Money ChangersMadam / Sir,Foreign Exchange Management Act, 1999 – Foreign Travel – Mode of payment in RupeesAttention of Authorised Dealers Category I & II and Full Fledged Money Changers (FFMCs) is invited to paragraph A.10 of the Annexure to A. P. (DIR Series) Circular No.19 dated October 30, 2000, in
RBI/2008-09/318 A. P. (DIR Series) Circular No. 40 A. P. (FL Series) Circular No. 03December 10, 2008ToAll Authorised Dealers Category I & II and Full Fledged Money ChangersMadam / Sir,Foreign Exchange Management Act, 1999 – Foreign Travel – Mode of payment in RupeesAttention of Authorised Dealers Category I & II and Full Fledged Money Changers (FFMCs) is invited to paragraph A.10 of the Annexure to A. P. (DIR Series) Circular No.19 dated October 30, 2000, in
नव॰ 25, 2008
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अक्तू॰ 24, 2008
Relief/Savings Bonds – Rights of Customers
RBI/2008-09/249 Ref DGBA.CDD No H – 3854 / 13.01.299 / 2008-09 October 24, 2008 Kartika 2, 1930 (S) The General Manager State Bank of India and Associate Banks 17 Nationalised Banks The Managing Director Axis Bank Ltd / HDFC Bank Ltd / ICICI Bank Ltd / IDBI Bank Ltd and SHCIL Dear Sir, Relief/Savings Bonds – Rights of Customers Please refer to our Circular No RBI / 2004 / 181 (Ref No DGBA.CO.DT. No. 13.01.299 / H-6252./ 2003-04) dated April 22, 2004 wherein Agency Ban
RBI/2008-09/249 Ref DGBA.CDD No H – 3854 / 13.01.299 / 2008-09 October 24, 2008 Kartika 2, 1930 (S) The General Manager State Bank of India and Associate Banks 17 Nationalised Banks The Managing Director Axis Bank Ltd / HDFC Bank Ltd / ICICI Bank Ltd / IDBI Bank Ltd and SHCIL Dear Sir, Relief/Savings Bonds – Rights of Customers Please refer to our Circular No RBI / 2004 / 181 (Ref No DGBA.CO.DT. No. 13.01.299 / H-6252./ 2003-04) dated April 22, 2004 wherein Agency Ban
अक्तू॰ 24, 2008
7% ye®ele yeeb[ 2002, 6.5% ye®ele yeeb[ 2003 (keÀj ³eesä³e ôenrb) Deewj 8% ye®ele (keÀj ³eesä³e) yeeb[ 2003 - mebheeqMoJekeÀ megfJeOee
DeejyerDeeF.meb.2008-09/247 yeQhefJefJe. meb. [rDeeFDeej. yermer. 66/13.03.00/2008-09 24 DeÊetÀyej 2008 2 keÀe|lekeÀ 1930 (MekeÀ)meYer Deôegmetf®ele JeefCep³e yeQkeÀ (ães°er³e äe´ecerCe yeQkeÀeW keÀes íes›keÀj)ceneso³e 7% ye®ele yeeb[ 2002, 6.5% ye®ele yeeb[ 2003 (keÀj ³eesä³e ôenrb) Deewj 8% ye®ele (keÀj ³eesä³e) yeeb[ 2003 - mebheeqMoJekeÀ megfJeOee pewmee fkeÀ DeehekeÀes ÿeele nw, Yeejle mejkeÀej keÀr mebyebfOele DefOemet®eôeeDeeW kesÀ Deôegmeej Ghe³egõÊeÀ ³eespeôe
DeejyerDeeF.meb.2008-09/247 yeQhefJefJe. meb. [rDeeFDeej. yermer. 66/13.03.00/2008-09 24 DeÊetÀyej 2008 2 keÀe|lekeÀ 1930 (MekeÀ)meYer Deôegmetf®ele JeefCep³e yeQkeÀ (ães°er³e äe´ecerCe yeQkeÀeW keÀes íes›keÀj)ceneso³e 7% ye®ele yeeb[ 2002, 6.5% ye®ele yeeb[ 2003 (keÀj ³eesä³e ôenrb) Deewj 8% ye®ele (keÀj ³eesä³e) yeeb[ 2003 - mebheeqMoJekeÀ megfJeOee pewmee fkeÀ DeehekeÀes ÿeele nw, Yeejle mejkeÀej keÀr mebyebfOele DefOemet®eôeeDeeW kesÀ Deôegmeej Ghe³egõÊeÀ ³eespeôe
आरबीआई मोबाइल एप्लीकेशन इंस्टॉल करें और लेटेस्ट न्यूज़ का तुरंत एक्सेस पाएं!
पृष्ठ अंतिम बार अपडेट किया गया: जून 21, 2025
