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सितंबर 04, 2015
Basel III Implementation- Challenges for Indian banking system
I am indeed privileged to be sharing the dais with stalwarts and thank ASSOCHAM for giving me this opportunity to speak on challenges in implementing Basel III in India. 2. Basel III framework was basically the response of the global banking regulators to deal with the factors, more specifically those relating to the banking system that led to the global economic crisis or the great recession. In the advanced economies, there was a huge fiscal cost for protecting the
Shri N.S. Vishwanathan, Executive Director, Reserve Bank of India
I am indeed privileged to be sharing the dais with stalwarts and thank ASSOCHAM for giving me this opportunity to speak on challenges in implementing Basel III in India. 2. Basel III framework was basically the response of the global banking regulators to deal with the factors, more specifically those relating to the banking system that led to the global economic crisis or the great recession. In the advanced economies, there was a huge fiscal cost for protecting the
अगस्त 25, 2015
परिवर्तनकारी नवोन्मेश और समावेशी वृद्दि: कुछ यादृच्छिक विचार – आर. गांधी
Friends, Disruptive Innovation 2. By this time, I am sure, you all have heard any number of times through these two days what a disruptive innovation is. Let me make you hear that one more time that it is an innovation that helps create a new market and value network and eventually disrupts an existing market and value network over a few years, displacing an earlier technology. 3. The theory of disruptive innovation was invented by Clayton Christensen, of Harvard Busi
श्री आर. गांधी, उप गवर्नर, भारतीय रिज़र्व बैंक
Friends, Disruptive Innovation 2. By this time, I am sure, you all have heard any number of times through these two days what a disruptive innovation is. Let me make you hear that one more time that it is an innovation that helps create a new market and value network and eventually disrupts an existing market and value network over a few years, displacing an earlier technology. 3. The theory of disruptive innovation was invented by Clayton Christensen, of Harvard Busi
अगस्त 24, 2015
भारतीय अर्थव्यवस्था - सुदृढ़, कायम रखने योग्य विकास – रघुराम जी.राजन
We live in an increasingly uncertain world. Seven years after the financial crisis, advanced economies are still growing slowly, while a number of emerging economies are experiencing difficulty as the old export-led growth model flounders. In this environment, there is both challenge and opportunity. Challenge because the world will not provide the strong and supportive growth environment we had in the last decade, opportunity because global capital is looking for inv
डॉ. रघुराम जी. राजन, गवर्नर, भारतीय रिज़र्व बैंक
We live in an increasingly uncertain world. Seven years after the financial crisis, advanced economies are still growing slowly, while a number of emerging economies are experiencing difficulty as the old export-led growth model flounders. In this environment, there is both challenge and opportunity. Challenge because the world will not provide the strong and supportive growth environment we had in the last decade, opportunity because global capital is looking for inv
अगस्त 12, 2015
आधारभूत संरचना के लिए वित्तीयन : वर्तमान मुद्दे एवं उभरती चुनौतियां – हारून आर. खान
Smt. Arundhati Bhattacharya, Chairman, State Bank of India Group, Shri V G Kannan, Managing Director, State Bank of India, Shri Praveen Gupta, MD & CEO SBICAP, Shri Abhay Chaudhari, President & COO, SBICAP, Shri Supratim Sarkar, Executive Vice President, SBICAP, esteemed guest speakers, colleagues and friends from SBI & SBICAP and participants. It gives me immense pleasure to deliver the keynote address in this wonderful setting where the annual conclave o
श्री हरुण आर खान, उप गवर्नर, भारतीय रिज़र्व बैंक
Smt. Arundhati Bhattacharya, Chairman, State Bank of India Group, Shri V G Kannan, Managing Director, State Bank of India, Shri Praveen Gupta, MD & CEO SBICAP, Shri Abhay Chaudhari, President & COO, SBICAP, Shri Supratim Sarkar, Executive Vice President, SBICAP, esteemed guest speakers, colleagues and friends from SBI & SBICAP and participants. It gives me immense pleasure to deliver the keynote address in this wonderful setting where the annual conclave o
अगस्त 10, 2015
सुदृढ़ वित्तीय सेवा क्षेत्र: विकास कायम रखने की अनिवार्यताएं : एस.एस. मूंदड़ा
Good Morning to you all! I am pleased to be here this morning to speak to the delegates of this International Conference and I thank ICAI for providing me this opportunity. As you all know, the theme of this morning’s session is “Financial Services Sector- Agenda for Sustainable Growth” and as somebody who has spent his entire professional life in the banking sector - first as a commercial banker and now as a Central banker, I would speak with a particular emphasis on
श्री एस.एस. मूंदड़ा, उप गवर्नर, भारतीय रिज़र्व बैंक
Good Morning to you all! I am pleased to be here this morning to speak to the delegates of this International Conference and I thank ICAI for providing me this opportunity. As you all know, the theme of this morning’s session is “Financial Services Sector- Agenda for Sustainable Growth” and as somebody who has spent his entire professional life in the banking sector - first as a commercial banker and now as a Central banker, I would speak with a particular emphasis on
जुलाई 23, 2015
नये अंतरराष्ट्रीय़ पर्यवेक्षी ढ़ांचे के अप्रत्याशित परिणाम: उभरते बाज़ार का परिप्रेक्ष्य - एस.एस.मूंदडा
Bonjour! Thank you Ms. Anne Le Lorier for your thoughts. It is my pleasure to deliver the key note address at this RBI-BdF joint Conference being hosted by Banque de France. Let me begin by thanking you and the BdF for your warmth, friendliness and cordiality. Banque de France is one of the oldest central banks in the world, set up in January 1800 by Napoléon Bonaparte with the objective of fostering renewed economic growth in the wake of the deep recession of the Rev
श्री एस.एस. मूंदड़ा, उप गवर्नर, भारतीय रिज़र्व बैंक
Bonjour! Thank you Ms. Anne Le Lorier for your thoughts. It is my pleasure to deliver the key note address at this RBI-BdF joint Conference being hosted by Banque de France. Let me begin by thanking you and the BdF for your warmth, friendliness and cordiality. Banque de France is one of the oldest central banks in the world, set up in January 1800 by Napoléon Bonaparte with the objective of fostering renewed economic growth in the wake of the deep recession of the Rev
जुलाई 15, 2015
भारत में प्रतिभूतिकरण: धीमा या तीव्र ? – आर.गांधी
Financial sector’s primary role is intermediation between ultimate savers and ultimate investors. Initially, it was banks which were the intermediaries. As the financial sector evolved, other types of financial institutions came on the scene to undertake such intermediation directly, or between and among other intermediaries. A parallel development is the emergence of varieties of financial products, far removed from simple deposits and advances, delivering such inter
श्री आर. गांधी, उप गवर्नर, भारतीय रिज़र्व बैंक
Financial sector’s primary role is intermediation between ultimate savers and ultimate investors. Initially, it was banks which were the intermediaries. As the financial sector evolved, other types of financial institutions came on the scene to undertake such intermediation directly, or between and among other intermediaries. A parallel development is the emergence of varieties of financial products, far removed from simple deposits and advances, delivering such inter
जून 26, 2015
वित्तीय धोखाधडी- रोकथाम : किसी को जानने का सवाल - आर. गांधी
Ladies and Gentlemen, it’s a great pleasure for me to be amidst all of you this morning to inaugurate the conference on Financial Frauds – Risks and prevention. Introduction 2. “There are three things in the world that deserve no mercy - hypocrisy, fraud, and tyranny” - Frederick William Robertson There is no universally accepted definition for the term ‘fraud’. The laws in many countries do not define fraud; it actually needs no definition; it is as old as falsehood
श्री आर. गांधी, उप गवर्नर, भारतीय रिज़र्व बैंक
Ladies and Gentlemen, it’s a great pleasure for me to be amidst all of you this morning to inaugurate the conference on Financial Frauds – Risks and prevention. Introduction 2. “There are three things in the world that deserve no mercy - hypocrisy, fraud, and tyranny” - Frederick William Robertson There is no universally accepted definition for the term ‘fraud’. The laws in many countries do not define fraud; it actually needs no definition; it is as old as falsehood
जून 22, 2015
बैंकों में क्षमता निर्माण – आर. गांधी
I appreciate CAFRAL for taking the initiative of holding this roundtable on capacity building in banks. As I am given to understand, the objective of this roundtable is to discuss the key aspects of the recommendations of the Committee on Capacity Building in Banks and Non-Bank Institutions (Chairman: Shri G. Goplalakrishna) and to formulate strategy to streamline and implement the recommendations. I also understand that the issues and challenges in implementing these
श्री आर. गांधी, उप गवर्नर, भारतीय रिज़र्व बैंक
I appreciate CAFRAL for taking the initiative of holding this roundtable on capacity building in banks. As I am given to understand, the objective of this roundtable is to discuss the key aspects of the recommendations of the Committee on Capacity Building in Banks and Non-Bank Institutions (Chairman: Shri G. Goplalakrishna) and to formulate strategy to streamline and implement the recommendations. I also understand that the issues and challenges in implementing these
मई 05, 2015
भारतीय बैंकिंग क्षेत्र : उभरती चुनौतियाँ तथा आगे की रणनीति
स्टेट बैंक ऑफ मैसूर के प्रबंध निदेशक श्री शरद शर्मा; भारतीय रिज़र्व बैंक, कर्नाटक के क्षेत्रीय निदेशक श्री कार्थक; सीनियर बैंकर्स; देवियों और सज्जनों! मैसूर के पूर्व महाराजा महामहिम श्री नलवाड़ी कृष्णराजा वडियार के सम्मान में आयोजित इस स्मृति व्याख्यान में शुरुआती भाषण देना मेरे लिए अत्‍यंत गौरव की बात है। स्टेट बैंक ऑफ मैसूर द्वारा श्री कृष्ण राजा वडियार के सम्मान में इस स्मृति व्याख्यान का आरंभ एकदम प्रासंगिक है। मैसूर रियासत के इस संत महाराजा ने अपने जीवनकाल में किसी
श्री एस.एस. मूंदड़ा, उप गवर्नर, भारतीय रिज़र्व बैंक
स्टेट बैंक ऑफ मैसूर के प्रबंध निदेशक श्री शरद शर्मा; भारतीय रिज़र्व बैंक, कर्नाटक के क्षेत्रीय निदेशक श्री कार्थक; सीनियर बैंकर्स; देवियों और सज्जनों! मैसूर के पूर्व महाराजा महामहिम श्री नलवाड़ी कृष्णराजा वडियार के सम्मान में आयोजित इस स्मृति व्याख्यान में शुरुआती भाषण देना मेरे लिए अत्‍यंत गौरव की बात है। स्टेट बैंक ऑफ मैसूर द्वारा श्री कृष्ण राजा वडियार के सम्मान में इस स्मृति व्याख्यान का आरंभ एकदम प्रासंगिक है। मैसूर रियासत के इस संत महाराजा ने अपने जीवनकाल में किसी
अप्रैल 20, 2015
भिन्न भिन्न बैंक : संरचना की चुनौतियां - आर गांधी
In a dynamic growth-oriented economy, the financial sector needs to keep pace with the demands of the real sector. It is crucial that the financial system is flexible and competitive to cope with multiple objectives and demands made on it by various constituents of the economy. The financial sector comes of age when it has diverse institutions, catering to different segments, ranging from retail to wholesale, micro-finance to project finance, nurturing specific sector
श्री आर. गांधी, उप गवर्नर, भारतीय रिज़र्व बैंक
In a dynamic growth-oriented economy, the financial sector needs to keep pace with the demands of the real sector. It is crucial that the financial system is flexible and competitive to cope with multiple objectives and demands made on it by various constituents of the economy. The financial sector comes of age when it has diverse institutions, catering to different segments, ranging from retail to wholesale, micro-finance to project finance, nurturing specific sector
मार्च 23, 2015
बैंकर–उधारकर्ता परस्‍पर प्रभाव : सहक्रियाएं तथा चुनौतियाँ
बीसीएसबीआई के अध्यक्ष श्री ए सी महाजन; एसोचैम नैशनल काउंसिल फॉर बैंकिंग एंड फाइनेंस के अध्यक्ष श्री एम नरेंद्र; एपीएएस एलएलपी के प्रबंध निदेशक श्री अश्विन पारेख; मंच पर उपस्थित अन्य पदाधिकारीगण; बैंकिंग जगत के साथियों; एसोचैम के सदस्यगण; प्रिंट तथा इलेक्ट्रोनिक मीडिया के प्रतिनिधिगण; देवियो और सज्जनो ! सर्वप्रथम मैं इस मुद्दे पर चर्चा आयोजित करने के लिए एसोचैम को बधाई देता हूँ, जो बैंकिंग उद्योग के लिए बहुत ही प्रासंगिक और समसामयिक है। बढ़ते हुए एनपीए के मद्देनजर बैंको
श्री एस.एस. मूंदड़ा, उप गवर्नर, भारतीय रिज़र्व बैंक
बीसीएसबीआई के अध्यक्ष श्री ए सी महाजन; एसोचैम नैशनल काउंसिल फॉर बैंकिंग एंड फाइनेंस के अध्यक्ष श्री एम नरेंद्र; एपीएएस एलएलपी के प्रबंध निदेशक श्री अश्विन पारेख; मंच पर उपस्थित अन्य पदाधिकारीगण; बैंकिंग जगत के साथियों; एसोचैम के सदस्यगण; प्रिंट तथा इलेक्ट्रोनिक मीडिया के प्रतिनिधिगण; देवियो और सज्जनो ! सर्वप्रथम मैं इस मुद्दे पर चर्चा आयोजित करने के लिए एसोचैम को बधाई देता हूँ, जो बैंकिंग उद्योग के लिए बहुत ही प्रासंगिक और समसामयिक है। बढ़ते हुए एनपीए के मद्देनजर बैंको
मार्च 03, 2015
साख सूचना साझा करने के लिए नई नीतिगत पहल- आर गांधी
Shri M.V.Nair, Chairman, CIBIL; Ms. Arundhati Bhattacharya, Chairman, SBI; Shri T.M. Bhasin, Chairman, IBA; Shri Arun Thukral, Managing Director, CIBIL; delegates to the Conference; ladies and gentlemen! It is a pleasure for me to be present here this morning to deliver the keynote address at the Seventh Annual CIBIL TransUnion Credit Information Conference. Background 2. Consequent to the recommendations of the ‘Working Group to explore the possibilities of setting u
श्री आर. गांधी, उप गवर्नर, भारतीय रिज़र्व बैंक
Shri M.V.Nair, Chairman, CIBIL; Ms. Arundhati Bhattacharya, Chairman, SBI; Shri T.M. Bhasin, Chairman, IBA; Shri Arun Thukral, Managing Director, CIBIL; delegates to the Conference; ladies and gentlemen! It is a pleasure for me to be present here this morning to deliver the keynote address at the Seventh Annual CIBIL TransUnion Credit Information Conference. Background 2. Consequent to the recommendations of the ‘Working Group to explore the possibilities of setting u
फ़रवरी 24, 2015
Emerging Trends in the Global Financial Landscape: India’s Challenges and Opportunities
Good morning Symbiosis. Dr. Rajani Gupte, Vice Chancellor, Symbiosis International University, Dr. Bhama Venkataramani, Director, Symbiosis Centre for Management Studies, Mr. Y.M Deosthalee, Chairman & MD, L&T Finance Holdings Ltd., Mr. Alexander K. Sattler, Financial Counsellor & Representative of the Deutsche Bundesbank, members of faculty, students, distinguished invitees and friends from media. It is a pleasure to be in your midst and inaugurate the Th
Shri Harun R Khan, Deputy Governor, Reserve Bank of India
Good morning Symbiosis. Dr. Rajani Gupte, Vice Chancellor, Symbiosis International University, Dr. Bhama Venkataramani, Director, Symbiosis Centre for Management Studies, Mr. Y.M Deosthalee, Chairman & MD, L&T Finance Holdings Ltd., Mr. Alexander K. Sattler, Financial Counsellor & Representative of the Deutsche Bundesbank, members of faculty, students, distinguished invitees and friends from media. It is a pleasure to be in your midst and inaugurate the Th
फ़रवरी 02, 2015
समस्याग्रस्त ऋण का प्रबंधन तथा एमएसएमई का वित्तपोषण -आर गांधी
मुझे खुशी है कि जिस विषय पर मैं आपसे बात करने जा रहा हूँ वह समकालीन है और अर्थव्यवस्था के लिए बहुत ही महत्वपूर्ण है। भारत सरकार और भारतीय रिज़र्व बैंक दोनों ने ही आर्थिक विकास के लिए एसएमई क्षेत्र के योगदान, उसकी क्षमता तथा इस विशाल देश की जनता के लिए रोजगार तथा आय के स्रोत के रूप में एसएमई क्षेत्र के महत्व को स्वीकार किया है।भारत सरकार द्वारा हाल ही में की गई “मेक इन इंडिया” की घोषणा मूलरूप से इसी विश्वास पर आधारित है। अतः एसएमई के वित्तपोषण के संबंध में तौर-तरीके, प
श्री आर. गांधी, उप गवर्नर, भारतीय रिज़र्व बैंक
मुझे खुशी है कि जिस विषय पर मैं आपसे बात करने जा रहा हूँ वह समकालीन है और अर्थव्यवस्था के लिए बहुत ही महत्वपूर्ण है। भारत सरकार और भारतीय रिज़र्व बैंक दोनों ने ही आर्थिक विकास के लिए एसएमई क्षेत्र के योगदान, उसकी क्षमता तथा इस विशाल देश की जनता के लिए रोजगार तथा आय के स्रोत के रूप में एसएमई क्षेत्र के महत्व को स्वीकार किया है।भारत सरकार द्वारा हाल ही में की गई “मेक इन इंडिया” की घोषणा मूलरूप से इसी विश्वास पर आधारित है। अतः एसएमई के वित्तपोषण के संबंध में तौर-तरीके, प
जनवरी 19, 2015
Changing Contours of Debt Management
Mr Sharan, Mr Sridharan, office bearers of Primary Dealers Association of India (PDAI) and other colleagues from banking fraternity. India, like other Emerging Market Economies (EMEs), has been impacted by the global financial crisis, European sovereign debt crisis and related developments. We were certainly bruised, but not battered. This led to increased volatility and uncertainty in the financial markets. Like other economies, we had also embarked on a program of f
Shri G Padmanabhan, Executive Director, Reserve Bank of India
Mr Sharan, Mr Sridharan, office bearers of Primary Dealers Association of India (PDAI) and other colleagues from banking fraternity. India, like other Emerging Market Economies (EMEs), has been impacted by the global financial crisis, European sovereign debt crisis and related developments. We were certainly bruised, but not battered. This led to increased volatility and uncertainty in the financial markets. Like other economies, we had also embarked on a program of f
जनवरी 15, 2015
वित्तीय संगुट में लेखा-परीक्षा समितियों की भूमिका एस.एस.मूंदड़ा
Introduction Ms. Chanda Kochhar, MD & CEO, ICICI Bank; members of the Audit Committee of the Boards of ICICI Bank subsidiaries & other senior officials from ICICI Bank Group! It is, indeed, a pleasure and privilege for me to be here today and to interact with the members of the Audit Committee of the bank as well as those of the subsidiary companies. I understand that this is the fifth such occasion when this kind of a meeting has been organized and I congratu
श्री एस.एस. मूंदड़ा, उप गवर्नर, भारतीय रिज़र्व बैंक
Introduction Ms. Chanda Kochhar, MD & CEO, ICICI Bank; members of the Audit Committee of the Boards of ICICI Bank subsidiaries & other senior officials from ICICI Bank Group! It is, indeed, a pleasure and privilege for me to be here today and to interact with the members of the Audit Committee of the bank as well as those of the subsidiary companies. I understand that this is the fifth such occasion when this kind of a meeting has been organized and I congratu
जनवरी 12, 2015
सरकारी क्षेत्र के बैंक : दो राहे पर आर. गांधी
Ladies and Gentlemen! It is a pleasure and privilege to be among the banking and industry participantsat this Conference on “Indian PSU Banking Industry: Road Ahead” organised by the Bengal Chamber of Commerce and Industry. The theme of the Conference is very contemporary. In recent times, the PSBs position in the banking pecking order has been seriously challenged. There are lot of churning of ideas to restore greater strength in them. I thought today I can discuss c
श्री आर. गांधी, उप गवर्नर, भारतीय रिज़र्व बैंक
Ladies and Gentlemen! It is a pleasure and privilege to be among the banking and industry participantsat this Conference on “Indian PSU Banking Industry: Road Ahead” organised by the Bengal Chamber of Commerce and Industry. The theme of the Conference is very contemporary. In recent times, the PSBs position in the banking pecking order has been seriously challenged. There are lot of churning of ideas to restore greater strength in them. I thought today I can discuss c
दिसंबर 29, 2014
बैंक, ऋण वसूली और विनियमन : एक सहक्रिया आर. गांधी
Honourable Judges of Debt Recovery Appellate Tribunals (DRATs) and the Presiding Officers of Debt Recovery Tribunals (DRTs) and other distinguished guests. It is an honour for me to address you all here at this Workshop organised under the aegis of CAFRAL. This Workshop comes at a very opportune time when banks are facing multi-dimensional challenges to recover their debts. The rising level of non-performing assets is a major concern of the banking system. In spite of
श्री आर. गांधी, उप गवर्नर, भारतीय रिज़र्व बैंक
Honourable Judges of Debt Recovery Appellate Tribunals (DRATs) and the Presiding Officers of Debt Recovery Tribunals (DRTs) and other distinguished guests. It is an honour for me to address you all here at this Workshop organised under the aegis of CAFRAL. This Workshop comes at a very opportune time when banks are facing multi-dimensional challenges to recover their debts. The rising level of non-performing assets is a major concern of the banking system. In spite of

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पृष्ठ अंतिम बार अपडेट किया गया: जुलाई 25, 2024